Man you're the most awesome black person I've ever met. I wish I could be more like you. Plis teach me your ways. I too poor can't pay, but I promise to worship you.
Like labs (or SHINIGAMI <.<) said, you don't really need a guide. Just get enough MTP's to make scroll of tomes. You need enough to make 3 to make a level 7 tome if I remember correctly. Also of course if you're getting the MTP's from GV, you'll be getting tome fragments from there. Mystical tome fragments you just buy from god's giving.