Now, I know it is through paypal, but is there a way that you could perhaps link your bank account directly to a paypal account? I understand if you don't want 3rd parties having your information, or don't want to charge on your line of credit, but paypal gives you the option to write 'Electronic Cheques" ("Checks" for you Americans). Therefore you would only have to release the branch info and the like that would be on a standard cheque, rather than having a credit card linked to the account. They take time to clear, up to a week, but Agatio is very good at giving you your gold even if the echeque hasn't been "cashed" yet.