I completely agree with this. Although, I'd also like if newbies could start with more coins. I get this could be exploited though, so that's probably why it hasn't been done yet, but I don't see the big deal in that either. Coins are mainly used to buy things from gods giving and fashion and whatnot, so I THINK this won't be anything game-corrupting or whatever. They start with 250k coins now (If I remember correctly), which isn't a lot if you're just starting.
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Very nice idea. Very thought out too. Wish this was around when I first started. Kudos.