At lvl 110 find nearest God's Giving and take quest Speed Things Up.
No need to combine shards for it, Jewelcraftsman sell them in tab Shards.
The quest gives 25 mill XP and 5 mill SP, daily.
Still useful at 130+, maybe even 140+.
BTW, browse what God's Giving has to offer.
Get some Mirage Celestones to feed your flight, and Perfect Stones to feed Genie.
Get lot of Guardian scrolls and Crab Meat Jiaozi.
One solo PV run (Phoenix Valley) gives about 11 mill coin.
Also, go to General Summer's yard (southwest Archosaur) and browse forges.
There are forges at many other locations, but these are nicely placed.
Another thing: there will be several people to take you to level in FC
(Frost Teleport in blue section at Illusion Stone), and want you to keep
FC drops to use them at Martial Arts Master for even more XP.
I'm the first one to search for you in game and offer you FC with my seeker or sin.
WELCOME !!!